The Business & Estate Advisers, Inc. has this web site for the use and convenience of its clients and other visitors. Business & Estate Advisers, Inc. will not release any information regarding your accounts or policies to any third party; nor will Business & Estate Advisers, Inc. use your data for any purpose other than what is described in this web site.

Information on this web site is provided "AS IS" without warranty of any kind, either express or implied, including, but not limited to, the implied warranties of merchantability, fitness for a particular purpose, or non-infringement.

Information on this web site may contain inaccuracies or errors. Information may be changed or updated without notice. Business & Estate Advisers, Inc. has no obligation to update information presented on this web site; therefore, information contained herein may be out of date at any given time. Changes, revisions or enhancements to products, services or account information described in this web site may occur at any time without notice.

Business & Estate Advisers, Inc. is not rendering any legal or professional services by placing information on this web site. Policyholders, clients and others viewing information regarding products, services, and account information should contact their Business & Estate Advisers, Inc. representative before making any decisions based on information found in this web site.

This web site is not designed to advance or sell any particular products or services. Any such reference to (name of your agency) products or services is purely for illustrative and informational purposes. Additionally, some products mentioned in the web site are offered through a prospectus. The prospectus should be read carefully before investing or sending money.

Unauthorized copying, reproduction, transmitting, duplication, or use of this information is prohibited.

Business & Estate Advisers, Inc., B & E Investment Advisers, Inc. offers securities through registered representatives of ValMark Securities, Inc., Member NASD and SIPC. ValMark Securities, Inc. is an independently operated broker/dealer. Business & Estate Advisers, Inc. and B & E Investment Advisers, Inc. is independent of ValMark Securities, Inc..

We are currently securities licensed in AZ, MN, MI, ND, NV, WI, CA, CO, FL, IA, ID, MO, MT, NH, NJ, NY, OH, OR, SD, UT.

We are currently insurance licensed in : AZ, IA, NY, MO, OH, FL, SD, CA(License # 0A22538, Business & Estate license # 0791518), CO, WI.

If you are not a resident of one of these states, please exit this web site.