Meet the Team — Business & Estate Advisers, Inc.

The Partners

E. Dennis Zahrbock | Sarah J. Kaelberer | Stephen W. Bowman

Business & Estate Advisers partners have each achieved the industry’s highest recognition known as "Top of the Table" for the Million Dollar Round Table

There are fewer than 25 offices in the entire U.S. that has three partners who have earned this prestigious award. Less than 2,000 professionals in the world reach this status.

E. DENNIS ZAHRBOCK President
Certified Financial Planner, CFP®
Chartered Life Underwriter, CLU
Chartered Financial Consultant, ChFC

SARAH J. KAELBERER Vice President
Master of Business Administration, MBA
Certified Financial Planner, CFP®
Chartered Life Underwriter, CLU
Chartered Financial Consultant, ChFC

STEPHEN W. BOWMAN Vice President
Master of Business Administration, MBA
Certified Financial Planner, CFP®

The Staff

STEFANI J. MILLER, Paraplanner

LAURA L. MAKSYMKOW, Paraplanner

LISA M. MARGALLI, Insurance Services Specialist

JOAN M. AKIN, Retirement Plan Coordinator

JANE K. ROUSAR, Financial Services Office Administrator

BILL J. BOURGEOIS, Client Account Specialist

Wayzata Office • 282 East Wayzata Boulevard • P.O. Box 679 • Wayzata, MN 55391 • Phone: 952-475-0440 • Fax: 952-475-0816
Rice Lake Office • 738 Wilson Avenue • Rice Lake, WI 54868 • Phone: 715-434-0440 • Fax: 715-434-0441

Securities offered through ValMark Securities, Inc. Member FINRA, SIPC. Financial Planning and Investment Advisory Services offered through B&E Investment Advisers, Inc., a State Registered Investment Adviser. Business & Estate Advisers, Inc. and B&E Investment Advisers, Inc. are separate entities from ValMark Securities, Inc.