In this segment, President Sarah Kaelberer and Vice President Laura Maksymkow share some exciting news that will benefit us all for years to come! Learn about B&E’s partnership transitions and the company’s more than 40 years history and long term future plans to continue to serve you with your interest in mind.
A Good Place to Save Money
Background: In a lackluster interest rate environment, it is not uncommon to have clients ask where they can find a safe place to save some cash and at least earn a little bit. Bank rates for Certificates of Deposit or Money Markets are exceptionally low and Bonds carry Interest Rate Risk – so if rates …
Everyone Saves More and Gains Flexibility
Background: Sometimes people want to have the ability to save more for retirement than they are; however, they are limited by various Retirement Plan rules. Depending on the type of plan a client is utilizing, they may have a very small limit such as $5,500, or a very large limit of well over $100,000. Our …
Simple Problems with Creative Solutions
Background: Our clients often come to us with a focus on one or two priority problems. As we dig a little deeper, we often find that they may have other issues they were not aware of. Not only are there issues they are not aware of, the issues often affect other areas of their overall …
To Draw or Not To Draw?
Background: Variable Annuities with Minimum Income Guarantees are quite popular and have been a very effective planning strategy. There are many different types of these contracts offered by various insurance companies. Some provide a guaranteed minimum income benefit, some provide a guaranteed withdrawal benefit, some provide a guaranteed death benefit, and lastly, some provide a …
Is a Large Tax Deduction Today Appropriate for Some Individuals?
Background: A client with an annual personal income exceeding $500,000 was in the highest federal and state income tax brackets. The question became “if we could create a large tax deduction today, deferring income to retirement, would the client be better off?” Our Case: The client was contributing the maximum allowed by the law of …
Is a Large Tax Deduction Today Appropriate for Some Individuals?Read More
There’s Gold in the File Cabinet
Background: Many people in their 60’s and 70’s own a life insurance policy purchased in the 1970’s, 1980’s or 1990’s that is not performing as well as projected at interest rates of those times. Or they find that they no longer want to maintain policies that they have. They’re sitting in the file cabinet and …
Working In Concert For You and Not Just With You
In this segment B&E’s President Sarah Kaelberer identifies how working in concert with you and not just for you helps you achieve the best life possible.
